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Kate Rich is enjoying a peaceful afternoon cup of tea with her stepfather. They are joined by the manager of the local bank who has some bad news. Stepdad has fallen on hard financial times and is unable to pay the mortgage. The banker knows that he will never be able to come up with the funds and makes him an offer. In lieu of a mortgage payment this month, he wants the family's lovely young stepdaughter. Desperate to do anything to help, Kate does not object. She does not want the family to lose their home but also finds the banker's cold demeanor and domineering tone quite sexy. When she agrees, stepdad tries to leave the room, but the dastardly banker makes him stay and watch what he is about to do. Ordered to her knees, Kate dutifully sucks the stranger's cock, listening to his moans for guidance. The banker makes her look over at stepfather and to her horror, calls him over and makes him take his cock out as well.